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Freehold vs Leasehold Property: Freehold property offers full ownership with no renewal, while leasehold grants usage rights for a fixed term, typically requiring renewal. Freehold is more secure, valuable, and allows more freedom, whereas leasehold may involve restrictions and extra charges. Conversion from leasehold to freehold is possible via a legal process.
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Buying property online? Ensure thorough due diligence. Verify all legal documents like title deeds, possession and completion certificates, and check for pending litigation. Do a background check on the seller and visit the property physically. Use verified portals and legal help for a secure purchase.
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Liquid Income Program helps assess creditworthiness through actual business cash flow, ideal for self-employed with unaudited financials. Offers up to ₹50L loan, minimal documentation, higher LTV (up to 90%), and tenure up to 30 years. Available for fully built, self-occupied properties.
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Buying a home? Watch for hidden costs like stamp duty, registration fees, advance maintenance, brokerage, parking, interiors, GST, and PLC. These extras can add up fast and impact your budget. Plan ahead to avoid surprises and make informed decisions. Hero Housing Finance can guide you through the process—reach out for expert help.
